Gusto
Gusto
Overview
Gusto is a cloud-based payroll, HR, and benefits platform built with small businesses in mind. It handles everything from running payroll and filing taxes automatically to onboarding new hires, making it a strong all-in-one option for busy owners who don't have a dedicated HR team.
Key Features
Gusto automates federal, state, and local payroll tax filing, which is a major time-saver for small business owners. It also includes employee self-onboarding, benefits administration, time tracking, and basic HR tools like offer letters and PTO management — all accessible from a clean web dashboard or its mobile app.
Pricing
Gusto starts at $46 per month on a flat monthly billing model with no annual contract required, and new users get a 30-day free trial to test the platform. Keep in mind that per-employee fees apply on top of the base price, so costs will rise as your team grows.
Ease of Use
Gusto is widely praised for its simple, guided setup that walks owners through connecting bank accounts, adding employees, and running a first payroll without needing an accountant. The interface is clean and modern, available on Web, iOS, and Android, making it easy to manage payroll on the go.
Verdict
Gusto is one of the best payroll and HR solutions available for small businesses like salons, restaurants, gyms, and trades that need reliable automated payroll without complexity. If you employ hourly or salaried staff and want tax filing handled for you, Gusto delivers strong value for the price.
Pros
- ✓Automated payroll tax filing saves real time
- ✓Easy setup with step-by-step guidance
- ✓30-day free trial, no credit card pressure
- ✓Employee self-onboarding reduces admin work
- ✓Available on web, iOS, and Android
- ✓Flat monthly pricing, no annual contract
Cons
- ✗Per-employee fees add up quickly
- ✗Advanced HR tools locked to higher tiers
- ✗No built-in invoicing or accounting features
- ✗Can feel pricey for very small teams
Pricing Plans
Pricing tracked since Sep 4, 2026. Verify current pricing on the vendor's site before purchasing.
| Plan | Price |
|---|---|
| Contractor Only | $35.00/mo |
| Simple | $49.00/mo |
| Plus | $80.00/mo |
| Premium | $180.00/mo |
Frequently Asked Questions
Does Gusto automatically file payroll taxes for my business? ▼
Yes. Gusto automatically calculates, withholds, and files federal, state, and local payroll taxes on your behalf, which removes one of the most stressful parts of running payroll for small business owners.
Is Gusto suitable if I have a mix of hourly and salaried staff? ▼
Absolutely. Gusto handles both hourly and salaried employees in the same payroll run, making it a practical fit for businesses like cafés, salons, and gyms where staff types often vary.
Can I try Gusto before committing to a paid plan? ▼
Yes, Gusto offers a 30-day free trial so you can run payroll, explore HR tools, and test the platform with your real business details before paying anything.